Guidance Through Difficult Decisions About Capacity, Care, and Protection
If one of your parents, your spouse, or an elderly relative loses the capacity to make their own decisions, whether that’s due to an illness, stroke, or age-related cognitive decline, it can be an incredibly confusing and upsetting time.
Everyday choices, such as where they should live, how their bills get paid, and what medical care they receive, can be difficult to navigate. And, however much you love them, you generally can’t just step in and make important financial, legal, or wellbeing decisions for them.
Through the Victorian Civil and Administrative Tribunal (VCAT) guardianship and administration list, the Tribunal can instead appoint a person to manage your loved one’s affairs. While this system can provide important protections, the application can be complex. It may also mean that decisions are made by someone the person might not have chosen for themselves.
Understanding how guardianship and administration orders work in Victoria isn’t only important for families facing these challenging circumstances, but it can also help you take powerful proactive steps today to better protect your own wishes, independence, and future.
What’s the Difference Between Guardianship vs Administration?
The Guardianship and Administration Act 2019 permits the appointment of a person to help make decisions for someone who has lost decision-making capacity.
Generally, these decisions fall into two categories. Depending on the circumstances, you might need to apply for a Guardianship Order, an Administration Order, or maybe both.
- VCAT Guardianship Order – a Guardian is appointed who makes personal, and lifestyle decisions on the other person’s behalf. This can include:
- Where they live, such as in their own home or aged care.
- Access to support and care services.
- Decisions relating to social contact or support arrangements.
- Day-to-day wellbeing.
- Some healthcare-related matters in certain circumstances.
- VCAT Administration Order – an Administrator is appointed who handles financial and legal matters. This can involve addressing:
- Paying bills.
- Managing bank accounts.
- Overseeing property or investments.
- Dealing with debts or financial obligations.
Together, these processes are commonly known as VCAT Guardianship and Administration. Usually, the tribunal tries to protect the individual while using the least restrictive option, ideally so that they keep as much independence as they safely can.
The Medical Treatment Gap – What VCAT Guardianship Doesn’t Cover
One of the biggest surprises, and rightly concerns, for families in Victoria is discovering that a standard VCAT Guardianship doesn’t automatically give someone the authority to make major medical treatment decisions.
This can mean that some vital matters fall outside their authority, such as:
- Significant surgery.
- Complex medical treatment.
- Life-sustaining treatment.
- End-of-life care decisions.
If no valid Medical Treatment Decision Maker Appointment (MTDM) exists, and the person cannot make decisions themselves, healthcare providers must follow a decision-making process that’s set out under Victorian legislation. This determines who is allowed to make treatment decisions.
This may involve consulting:
- Spouse or domestic partner.
- Primary carer.
- Close family members.
- Another legally recognised decision-maker.
But, when families are already in dispute, or there are disagreements about treatment, these situations can quickly become emotionally difficult and legally complicated.
When Do You Need To Make a VCAT Guardianship Application?
Most typically, people consider making a VCAT application for guardianship or Administration during intense periods of crisis, confusion, concern, or conflict. These situations can include:
- A loved one gets dementia or is experiencing serious decline in cognition.
- There’s a sudden stroke, sickness, or serious injury.
- Worries exist about financial exploitation or possibly elder abuse.
- Family members disagree around how care arrangements should be made.
- Someone vulnerable is being manipulated or isolated.
- There are concerns about unpaid bills, living conditions, or inadequate care.
- There’s no Enduring Power of Attorney (EPOA) in place.
- No Medical Treatment Decision Maker Appointment (MTDM) was arranged.
In many cases, families only finally realise the importance of an Enduring Power of Attorney and Medical Treatment Decision Maker Appointment after capacity has already been lost.
And sadly, once someone no longer has decision-making ability, it is generally too late to create these important legal documents. This can leave families needing to pursue a VCAT Guardianship or Administration application instead, during an already emotional and stressful time.
The Route to VCAT Guardianship
While every matter is different, a typical VCAT Guardianship or Administration process involves the following steps:
1. Filing the Application
It begins when an application is lodged with VCAT asking for a Guardianship Order, an Administration Order, or both. It outlines:
- Concerns about the person’s capacity.
- Why support or intervention is needed.
- Existing risks and vulnerabilities.
- Who is seeking to be appointed.
- Medical and supporting evidence.
VCAT will usually require strong evidence that shows that the person no longer has decision-making capacity, such as medical reports, hospital records, or cognitive assessments. The Tribunal may also listen to information from carers, family members, support workers, or aged care providers.
2. Notification of Interested Parties
VCAT usually notifies close family members and other relevant people about the hearing. This allows those interested parties to:
- Express their concerns.
- Provide further information.
- Support or oppose the application.
- Raise objections about who should be appointed.
Unfortunately, this can sometimes bring existing family tensions or disputes back to the surface.
3. The VCAT Hearing
A Tribunal Member will then conduct a hearing to look at:
- Whether the person has lost decision-making capacity.
- If a Guardianship or Administration Order is actually necessary.
- The person’s wishes and preferences.
- Who is the most appropriate person to appoint.
- The person’s current living and support structures.
- If there are existing vulnerabilities or risks.
- Whether there are family conflicts.
- If there are any existing legal safeguards, such as an Enduring Power of Attorney or Medical Treatment Decision Maker Appointment.
4. The Final Orders
If VCAT decides an order is necessary, it may:
- Appoint a Guardian, an Administrator, or both.
- Limit certain powers.
- Include specific conditions.
- Only operate for a particular period of time.
Importantly, Guardians and Administrators are expected to act responsibly, honestly, and in the person’s best interests at all times.
When Elder Abuse Can Mean Guardianship Through VCAT Is Necessary
Upsettingly, one of the reasons families end up looking into a VCAT Guardianship or Administration application is the distressing suspicion or discovery of elder abuse or financial exploitation.
Generally, it happens behind closed doors, by a person the elder knows and trusts implicitly, it could even be an adult child or carer. It can take many forms, including:
- Pressure from family members.
- Manipulation regarding property or inheritances.
- Unauthorised use of bank accounts or finances.
- Isolation from supportive relatives or friends.
- Abuse of existing Powers of Attorney.
- Coercion involving living arrangements or care.
- Pressure to amend or change a Will.
If you suspect an elder person is being mistreated or financially exploited, filing an urgent VCAT application can be a powerful way to step in. It may freeze unauthorised access to accounts, take away the exploiters’ influence, and it places decision-making power back into someone else’s safe hands.
Who Can Apply to VCAT for Guardianship?
If a relative, partner, or loved one can sadly no longer make their own lifestyle or financial choices, the question naturally becomes who is legally able to step in and help.
Reassuringly, in Victoria, any adult who has a genuine concern for the person’s wellbeing, care, or financial affairs is allowed to make a VCAT application for Guardianship or Administration.
That said, it’s most commonly made by those who are involved and have a significant interest in the person’s care and wellbeing.
Who Typically Applies for VCAT Guardianship
✓ Family members – adult children, partners, siblings, or extended family who think there’s an immediate risk to their loved one’s safety or independence.
✓ Friends or unpaid carers – loving and trusted companions who give support and can see the unfortunate cognitive decline firsthand.
✓ Hospitals and healthcare providers – medical professionals who believe that a patient might not have the capacity to make decisions about their care, living arrangements, or discharge.
✓ Aged care providers – organisations who are involved in supporting the person’s accommodation, wellbeing, or ongoing care needs.
✓ Social workers – professionals who are managing care and who need a legally recognised decision-maker.
✔State Trustees – may step in if there is no one else suitable to act.
How Proper Planning Can Help Avoid Future VCAT Proceedings
Although VCAT Guardianship and Administration can be a crucial last resort, remember that’s exactly what it is, a last resort.
Going to a public tribunal can be stressful, distressing, and overly intrusive. What’s more, it could also cause bitter arguments and disputes over who should be appointed.
Thankfully, you can avoid many of these situations through proper planning while a person still has decision-making capacity.
Whether you’re making arrangements for yourself or helping an elderly parent or loved one put safeguards in place while they still have cognitive clarity, organising the right legal documents can bring protection and peace of mind for everyone.
Enduring Power of Attorney (EPOA)
An Enduring Power of Attorney allows a person to choose someone they trust to make financial and personal decisions on their behalf, if they later lose capacity. Instead of leaving those decisions to a Tribunal, the person is able to decide in advance who should manage their affairs and how those powers should operate.
Medical Treatment Decision Maker (MTDM)
A Medical Treatment Decision Maker Appointment permits a trusted person to make certain medical and healthcare decisions if capacity is lost.
This helps ensure that healthcare wishes, values, and preferences are respected by someone personally chosen by the individual, rather than decisions needing to be determined later through external processes.
Easing the Burden and Protecting Your Family’s Legacy
Seeing a loved one experience cognitive decline can be distressing, and trying to navigate complex tribunal systems shouldn’t add further stress during an already emotional time.
Whether you need guidance with a VCAT Guardianship and Administration application, support gathering evidence, or want to put strong Enduring Powers of Attorney and Medical Treatment Decision Maker Appointments in place before it’s too late, Bayside Wills and Estates Lawyers can help.
We provide compassionate, clear, plain-English legal guidance tailored to your family’s unique circumstances, helping protect vulnerable loved ones while giving you greater certainty, reassurance, and control over your own future.




